Buying Advice

What is a USDA Loan in Oahu, Hawaii?

Home Buyers

Have you heard about a USDA loan in Oahu? Do you know the benefits of a USDA loan? Hi, I am Fawn Bertram with Homes by Fawn and Hawaii Life. I have a special guest with me today. This is Stephanie Safholm with Hawaii VA Loans. This is video #2 of a 3 part series.

Question and Answer

Stephanie, can you tell me the benefits of a USDA loan?

USDA loans are a great resource for many home buyers in Hawaii. Like the VA loan, there is no down payment requirement. USDA stands for United States Department of Agriculture, and this loan program is designed for homes in rural areas. But get this, most of Hawaii is considered rural. Currently on Oahu, for example, you can use this loan for most of Kapolei, Ewa, the West Side, Waikele, the North Shore, the East Side above Kaneohe and Waimanalo.

Thank you, Stephanie. For videos #1  and #3… stay tuned. This is a 3 part series regarding lending and what you may qualify for.

More Information

If you would like to know more information on what you may qualify for a USDA loan or the home buying process, Stephanie and I will love to chat with you! This is some exciting news and there are programs out there to help. Having the right professionals in your corner will make all the difference in the world. Plus it can save you thousands! Give me a call 808-439-1077 or email and I’ll be sure to give you more information. I look forward to hearing from you and assisting in your home search and purchase. As always, make it a great home buying and selling day!

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