Selling Advice

What are the Seller’s Closing Costs?

Seller’s Closing Costs

Are you thinking about selling your home in Oahu? Do you have thoughts about how much selling a home will cost? Have you wondered how much the closing costs will be? When selling a home, there will be costs associated with the sale of the home for the seller and buyer. As a seller, it’s wonderful you’re educating yourself now for the upcoming costs. In Hawaii, here are the typical closing costs when selling a home or condo.

Closing Costs

  • Mortgage Loans – The mortgage loan or loans will be paid off in full at the settlement. If you don’t have a mortgage loan, then the cost would be $0.
  • Real Estate Commissions – I charge 3% as a Buyers’ Agent and 3% as a Sellers’ Agent.
  • Transfer Taxes or Recording Fees – These are taxes imposed by the state or local government to transfer title to one owner to the other.
  • Title Insurance – Protects against liens, claims, filing errors against the title.
  • Escrow Fees – Are the fees paid to a title company to perform the title search, preparing paperwork, notary, etc. for closing.
  • County Transfer Taxes  (Conveyance Tax) – This is the tax on the sales price of your home or condo.
  • Attorney Fees – Fees paid to your attorney to represent you at the settlement.
  • Recording Fees – Fees paid to the Bureau of Conveyances to record the new owner in State documents.
  • Termite Inspection – The seller typically pays for the termite inspection of the home and remediation.
  • Condo Documents – Documents pertaining to the building, association for the condo.
  • Leasehold Documents – If it is a leasehold, the seller will have to provide the lease-related documents.
  • Repairs – Repair bills or credit for repairs for items found during a Home Inspection or lender required repairs for a buyer to obtain a loan.
  • Survey for a Single Family Home – This verifies the boundaries and if there are any encroachments on the property.
  • Liens or Judgments – If there are any unpaid homeowner association dues, prorated property taxes, and homeowner association dues, this will be included in the settlement fees.
  • Cleaning Costs – A professional cleaning company should be hired to clean the home after the seller’s items are removed.

Interested in Learning More?

For more information on selling your house or to see what your property is worth, feel free to contact me at or 808-439-1077. I would love to sit down with you and help answer any questions you may have. Looking forward to hearing from you soon!

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January 5, 2020

Is there a guideline or percentage of sale to use to determine closing costs for a seller?

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