Have you ever wondered if you could own a home in a place like Hawaii? Well, you can. The medium sales price for a condo is about $350K, single family $650K. Wow, that seems like a lot. However, the rental market does not fair much better. So what do you do? Rent or buy? This is a big decision. Do I invest in my future or do I help my landlord pay his mortgage? Well, when you put it like that, the answer is simple. You invest in your future.
Hawaii – a great place to live
Many homeowners enjoy tax breaks such as mortgage interest deductions and paid points on your loan. Many renters are paying high rents that can be applied to a mortgage. Some folks don’t think they can qualify to purchase, so they continue to rent. Interest rates are very good and still under 4 percent. There are many loan and down payment programs that many buyers are eligible for and don’t know it. Many buyers can qualify with little or no money down.
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