A low down payment of 3.5% of the purchase price for buyers purchasing properties that fall within the qualification for FHA financing—most single family homes qualify, and some condo/townhouse projects do also. There are also no down payment loans for properties that fall within the USDA rural guidelines.
For those who have served our country in the military, there is, of course, the VA financing option requiring no down payment on just about any single family residence and select condo/townhouse projects. In Hawaii, the loan amount can be as much as $741,250. Kapolei is one of the nicer neighborhoods on Oahu to buy a single family home in the VA approved price range.
Here are 4 homes that are currently for sale in Kapolei:
This Kanio St. 3 bedroom 2.5 bathroom home (MLS# 1101059) is listed for $453,900
Here is a 3 bedroom, 2 bathroom Wahane St. home (MLS# 1011603) listed at $545K
Another Wahane St. 4 bedroom, 2.5 bathroom home (MLS# 1100331) listed at $560K
Makahaiaku St. 4 bedroom 2.5 bathroom home (MLS# 1100346) listed at $565K
Here are some condo/town house properties that are VA approved and a couple of them are also FHA approved:
Pearl City 2 bedroom, 2 bathroom town home (MLS# 1013936) listed at $390K is FHA and VA approved
Salt Lake 2 bedroom, 2 bathroom condo (MLS# 1102004) listed at $280K is VA approved
Ewa Beach 2 bedroom, 1.5 bathroom town home (MLS# 1101710) listed at $310K is VA, USDA Rural and FHA approved
Waikiki 1 bedroom, 1 bathroom condo (MLS# 1009394) listed at $399,900 is VA approved
If you are interested in purchasing these, or any other properties contact me.