Buying Advice

Home Buying Process in Oahu | Deciding to Buy in Hawaii

Deciding to Buy a Home

Are you tired of the rent race and thinking about buying? Hi, I’m Fawn Bertram, a realtor in Ewa Beach with Homes by Fawn and Hawaii Life Real Estate. Today I’m going to give you five questions you can ask yourself to gauge if you’re ready to take the plunge into homeownership.

kauai beach

Buying a home is, yes, a huge financial decision, but it’s also an emotional one. And while you can find online calculators and quizzes galore to tell you whether you’re financially set, the emotional side of buying a home is often overlooked.

Are You Ready?

To gauge if you’re ready—heart, mind, and means—to stop renting and buy, think about these questions. Are you ready to put down roots? Buying is more of a long-term decision than renting. So you want to be sure you’re ready to plant for at least a couple of years before signing on the dotted line.

contemporary living room on oahu

Questions to Ask Yourself Before Buying

  • Do you desire more privacy at home?

If you’re exhausted by noisy neighbors and no place to stretch your legs, it may be time to buy.

  • Are you content with your current job?

Lenders want to see job stability, so if you’re thinking of buying, evaluate your long-term employment plans.

  • Is your debt-to-income ratio in a healthy place?

Your DTI ratio is an important factor when applying for a mortgage. Getting debt under control before purchasing is always a wise decision.

  • Is there a “want to” to buy a home?

Buying a Home

You should never buy a home because others are doing it or because you think it’s what you’re supposed to do next. You’ve gotta have your own “want-to” and desire.

palm trees and hawaii ocean view

The first step towards homeownership is saying with confidence, to yourself and others, “Let’s do this!”

Want to Know More?

If you’re up for the challenge, just click the link here to receive the guide: 90-Day Digital Guide

This guide will walk you through the home buying process and what you should do now to plan for the future. If you’re not ready, that’s fine as well. This 90-Day Homeowner Challenge starts when you’re ready. It can be now or a year from now. All you have to do is click on the link for the challenge, and you’ll be all set.

Ready to start? I can’t wait, let’s do this! Do you have questions? Please email me at or call/text at 808-439-1077. I am so excited for you to start on your 90 Day Homeowner Challenge. This is going to be great! Looking forward to helping you on your journey to homeownership. I’m Fawn Bertram with Homes by Fawn and Hawaii Life Real Estate. I’m here to provide you with a smarter approach to real estate. Make it a great home buying and selling day.

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