2018 BAH Increases for Hawaii – Achieve Your Dream of Home Ownership!

Great news for upcoming homebuyers who are active duty members of our military, especially in Hawaii! The Department of Defense has announced increases for basic housing allowance (BAH) rates for 2018. Beginning on the 1st of January, over 900,000 military personnel nationwide will see their BAH increased by an average of 0.7%. The rates are based on prevailing rent and utility costs for each region, and the Aloha state’s expensive market means Hawaii’s four counties will see larger than average increases, from 2-12%.

If you’re an E-5 with dependents will be eligible for $2,745 per month, a 5% increase over 2017’s rate of $2,631. A warrant officer at W-5 with dependents will receive $3,654, an increase of 3% from $3,555 last year.

Here are some BAH rates for Honolulu and Maui County.

Honolulu County (Oahu):

E01 $2,532
E02 $2,532
E03 $2,532
E04 $2,532
E05 $2,745
E06 $3,015
E07 $3,144
E08 $3,282
E09 $3,468
W01 $3,027
W02 $3,204
W03 $3,375
W04 $3,504
W05 $3,654
O01E $3,171
O02E $3,345
O03E $3,525
O01 $2,778
O02 $3,012
O03 $3,366
O04 $3,711
O05 $3,954
O06 $3,993
O07 $4,026

Maui County

E01 $2,208
E02 $2,208
E03 $2,208
E04 $2,208
E05 $2,274
E06 $3,072
E07 $3,129
E08 $3,183
E09 $3,285
W01 $3,087
W02 $3,153
W03 $3,222
W04 $3,309
W05 $3,408
O01E $3,138
O02E $3,207
O03E $3,321
O01 $2,367
O02 $3,063
O03 $3,219
O04 $3,444
O05 $3,606
O06 $3,639
O07 $3,672

It’s a higher BAH coupled with STILL low interest rates make 2018 an ideal time to buy a home…with a 0% down VA loan, your dream of home ownership may be closer than you realize! Historical median sales data show Hawaii’s real estate values continue to outpace most markets in the U.S., making a home a great investment no matter what you decide to do with the property once you PCS.

Also, just announced: VA loan limits have increased for Maui and Hawaii Island! The new limit is $679,650. (The limit remains unchanged at $721,050 for Oahu and $713,000 for Kauai.)

To learn more about the advantages of a VA loan and get an insider perspective on Hawaii real estate from a team member from Hawaii Life’s Military Specialized Team, please contact me, Cathy Possedi!

Cathy Possedi, REALTOR(B) CRS, SRS, SFR, MRP
Email: Cathy@HawaiiLife.com

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August 1, 2018

Hey Cathy just wanted to point out that in your article you state that an “ensign” is at grade E-5. However an ensign in the military is considered to be a commissioned officer with the rank of “0-1” and not “E-5.”


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