If you’re someone who knows how to budget and plan, or you have a high paying job and have managed to save up some money to buy a home, do you know the best place to apply that money? Well, most people are pinching pennies to save up for that elusive down payment…but what if […]
Have you ever wondered if you could own a home in a place like Hawaii? Well, you can. The medium sales price for a condo is about $350K, single family $650K. Wow, that seems like a lot. However, the rental market does not fair much better. So what do you do? Rent or buy? This […]
You served our country and put your life on the line…now the government wants to give back and help you realize the American dream of homeownership. But do you know all the benefits you could receive as a homeowner?
Did you know that many of the available property for purchase are eligible for down payment assistance? Although most potential purchasers aren’t aware, there are hundreds of homeownership programs available to homebuyers across Hawaii. In fact, just within Oahu, there are several different programs to assist homebuyers in their path to homeownership! I invite you […]
It’s always a little scary at the end of the calendar year when thinking about what the Government will do with regard to VA home loan benefits. While the median cost of a home seems to keep rising, the VA loan limits have not always done so; however, the loan limits for the State of […]
Despite what you might have heard, Basic Housing Allowance will be increased in 2015! Overall, BAH is increasing by 0.5%. This is great news for military families that dream of Hawaii homeownership. How BAH allowance amounts are derived in reality has nothing to do with housing expenditures like mortgage costs. BAH allowances are actually based […]
There’s More Buying Power for U.S. Vets For years, it seemed that Hawaii Veterans’ home loan benefits existed in name only. With previous loan limits hovering around $230,000, trying to use VA loan benefits seemed hopeless in most of the Hawaii. Two major factors changed this. Home prices softened allowing Vets to qualify for existing […]
Having just gone through another transaction with all kinds of lending pitfalls, I thought it would be good to get it out there how important it is to use a local lender when purchasing a property here in Hawaii. Local lenders know local property Want to Know More? Here in Hawaii, we have a lot […]
With interest rates holding steady at all time lows, first time buyers and investors alike are motivated to capture on Hawaii’s real estate opportunities. The conditions are set, market timing and the right loan program align Buyers on the road to Hawaii home success. Especially for active duty military members and veterans, the Veteran’s Administration (VA) Benefit […]
Nestled in the heart of Ewa Beach lies the last of Haseko’s newest Hoakalei premium housing development neighborhood, christened Kuapapa. Gracing Hoakalei’s Ernie Els signature golf course, Kuapapa focuses on delivering an assortment of quality housing to the Ewa Beach area. Starting in the low $600,000s, this Hoakalei neighborhood offers immense value and appeal at […]
You’ve been dreaming about owning a home on Kauai, which is a sure sign of your superior intelligence! Now it’s time to put together the details to make your Kauai dream a reality.
Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability, and potential tax […]
Kurt and I attended a great class the other day regarding VA Loans. The class was presented by Veterans United Home Loans of Hawaii. VA Loans are an entitlement to those who have served our Country. Here are a few items we found out about VA Loans: 1. To purchase a condo, Veterans United Home Loans […]
Myth #1: The VA Loan Limit is $417,000, so We Can’t Afford a Home in Hawaii With the median price of a single family home on Oahu at over $680,000 many people think they can’t afford a home, but the VA loan limit on Oahu is actually $720,050 with zero down payment. Looking for a more expensive […]
While Hawaii military members were ecstatic over the increase in their Basic Allowance for Housing (BAH) for 2014, at the same time, many who want to buy a home on Oahu were discouraged by the decrease in the maximum amount for a 100% financed VA loan. In 2013, Honolulu County’s maximum 100% financing amount was […]