Loans (2)

Maui Real Estate: Reestablishing Seller Financing

As a member of our Realtors Association of Maui, Government Affairs Committee, this topic hits home. Many Maui residents rely on seller financing to obtain their dream buying property here in Hawaii. Numerous properties do not qualify for conventional or even portfolio loans. Some reasons include: they may have un-permitted features, poor conditioned structures, or be […]

Buying Vacant Land on Maui: 30 Year Land Loans

Yes, my darlings, it’s true. Thirty year land loans! Most people cringe at the thought of getting a loan on vacant land. Historically land loans have required up to 40 or 50% down, excellent credit, strong income, and have been limited to terms such as 2 or 3 years. They’ve often had unfavorable interest rates much higher than […]

What is a Bridge Loan?

When we want to buy a new home and also need to sell our current home, we try to make it so that the escrows will close simultaneously. Sometimes, for various and sundry reasons, that just doesn’t happen. “Now what?” you might ask. Maybe you are one of the lucky ones that doesn’t need the income […]

PCS to Hawaii: House Hunting Readiness

Stop! Before the movers pack your last box, be sure you keep with you everything you’ll need at your new duty station. When moving to Hawaii, you’ll have three options: Buy a Home Rent a Home Off-Base Rent a Home On-Base in privatized housing   If you’re considering buying a home, you’ll need to make sure […]

Hawaii Homebuyers: Is Your Property Eligible for Down Payment Assistance?

Did you know that many of the available property for purchase are eligible for down payment assistance? Although most potential purchasers aren’t aware, there are hundreds of homeownership programs available to homebuyers across Hawaii. In fact, just within Oahu, there are several different programs to assist homebuyers in their path to homeownership! I invite you […]