Loans (2)

Oahu USDA Boundaries to Change September 13, 2013

(Honolulu, HI.) Hawaii home buyers are keeping a close watch on pending changes USDA boundaries that will take effect in September. Some areas will disappear from the 100% financing, including: Kapolei Ewa Gentry The old Ewa Beach area Kapolei (and Makakilo) Royal Kunia Village Park Nanakuli Waianae USDA loans require zero down for financing, which is similar to what […]

How to Buy Oahu Homes with Zero Down Payment – USDA and VA Mortgages

If you are military affiliated, you’re probably already aware that VA guaranteed mortgages are a great “zero-down” option for purchasing real estate. Oahu’s generous BAH covers a large portion of your mortgage payment too; service-members should consider becoming homeowners while the interest rates are still incredibly low. Most people, however, are unaware that another mortgage […]

Helping Hawaii Buyers Overcome Tight Mortgage Credit

The current market shows purchase contract cancellations caused by declined mortgage applications, failures in loan underwriting from appraised values coming in below the negotiated price, or other problems. Even many home buyers with good credit scores are challenged by tight lending restrictions. In many cases, buyers need to understand how the credit system works and how […]